Zombie / Junk Debt
I was watching a video on the Yahoo page early this morning about old debt, raising it’s head and coming after you again years later. It is really scary what some debt collectors will do to collect money. Sometimes this debt can even be a fraud! What happens is that someone you owed a debt to will sell that debt to collection agencies for pennies on the dollar and the collection agency tries to collect it from you. They will use any tactic they can to get money out of you. There are statute of limitations for old debts, usually around seven years. Find out what that limitation is in your state. Also, your credit can no longer be ruined by these old debts. Learn what your rights are. One thing is for sure, don’t let them “restart” you debt by agreeing to pay them. PLEASE what this video to become better informed.
Pay It Forward Challenge.
Here's a chance to get a surprise from me, on a surprise date, in the next 365 days. (I'm responding to this via Rachel at Sliding Through Life.)
Here are the rules:
1.~Leave a comment on my blog that says you want to play. First three folks to comment will get a gift from ME. (If I don't know it already, let me know how I can contact you, an e-mail is fine, and I do now have an e-mail added to my profile!)
2.~Do the same thing on your blog! The first three folks who leave a comment and commit to doing this on their blog, too, will get a surprise from YOU at a surprise time in the next 365 days!
This should prove to be fun.....and interesting. This is a great way to make new friends too.....let's see what happens.
The Ultimate Recipe Showdown: Do you have an original recipe that is "to die for"? If you are willing to share it and win a few dollars at the same time, go check out this webpage for details.
Have a great week everyone!